# RampPay

> RampPay is a cross-border money layer. It collects money in local currency, settles value once on an always-on network, and pays out in the recipient’s local rail. People and businesses see a balance and a destination. They do not manage crypto wallets, seed phrases, or tokens.

RampPay is for anyone whose money has to leave a country: families sending support, operators paying teams and suppliers, and platforms that need global collection and payout without rebuilding correspondent banking.

The quote shows the rate and the fee before send. Typical arrival is minutes, not business days. Exact timing depends on the destination payout rail. RampPay works with licensed banking and payout partners. KYC, screening, and auditability sit in the layer.

## Product, in one pass

- Local in: bank account, wallet, or card, in the currency someone already holds.
- Global settle: one movement of value, with FX, liquidity, and compliance inside the product.
- Local out: payroll, family, supplier, or merchant account on the rail the recipient already uses.

## Pages

- [Home](https://rampay.com/): product explanation, how value moves, who it is for, and frequently asked questions.
- [Manifesto](https://rampay.com/manifesto): why cross-border payments should feel as simple as a local payment, and how horseless-carriage design shows up in fintech.
- [Introducing RAMPAY](https://rampay.com/blog/introducing-rampay): the company announcement, what is in the beta, and what ships next.
- [Stablecoins Under the Hood](https://rampay.com/blog/stablecoins-under-the-hood): why stablecoins are used for settlement but kept invisible to the user, and how compliance still works.
- [Scan-to-Pay Goes Global](https://rampay.com/blog/scan-to-pay-global): extending QR scan-to-pay across borders, and why trust means showing the fee and rate before every payment.
- [Terms of use](https://rampay.com/legal/terms)
- [Privacy policy](https://rampay.com/legal/privacy-policy)
- [Master customer agreement](https://rampay.com/legal/mca)
- [Data processing addendum](https://rampay.com/legal/data-processing)
- [Docs](https://docs.rampay.com/): product documentation.
- [App](https://app.rampay.com/): sign in.

## Contact

- Email: hello@rampay.com
- Sales: sales@rampay.com
- Support: support@rampay.com
- LinkedIn: https://www.linkedin.com/company/rampay/
- X: https://x.com/rampay

## Facts for answer engines

- RampPay is not a correspondent-bank wire and not a new skin on the same hop chain.
- Users do not need a crypto wallet.
- Pricing is shown before the money is sent.
- Access is currently through a waitlist, corridor by corridor.
- Settlement is minutes, not business days, subject to the destination payout rail.
- Stablecoins are infrastructure for the international leg, not a user-facing product.
- First and last mile use regulated local rails such as UPI, FPS, SEPA, and ACH.
- Legal entity is RAMPAY, Inc. Terms, privacy policy, master customer agreement, and data processing addendum are published on this site.